What are your legal rights if you have been injured in an automobile accident? This article will provide you with a brief overview of your rights if you are the victim of a car accident in Ontario. The issue of compensation for a car accident usually involves not just the people who were in the accident, but the insurance companies. The forms of compensation available are best split into two categories: Accident Benefits Claims and Lawsuits.

 

 

       Ontario’s system of automobile insurance is a “no-fault” system. This does not mean that no one is at fault, or that compensation will not have anything to do with whose fault the accident was. What “no-fault” means is that regardless of who is to blame for the accident, any injured persons may receive some compensation, the compensation available is referred to as accident benefits. Therefore these benefits are available to any injured party in a car accident regardless of their role in the accident, be it a driver, a passenger or even a pedestrian. Accident benefits are claimed from your own insurance company, therefore a driver, passenger or pedestrian will make a claim from their respective insurance companies. An Application for Accident Benefits should be completed and submitted to your own insurance company as soon as possible following a car accident.     

      Standard accident benefits include: medical and rehabilitation expenses, care giver and dependent care, income replacement benefits, attendant care and housekeeping expenses.